Boat Insurance

boatBoat insurance covers your boat or personal watercraft. If you own a boat, you might as well feel relaxed knowing that you are covered in case of anything that may happen. Usually boat insurance costs less then $1 a day and are highly customizable to fit your exact needs. Boat insurance gives you peace of mind when it comes to you and your passengers’ safety, and of course, the boat itself.

Full Coverage policies usually include:

    • A navigational area – this tells you how far out into the water, and in which areas you are covered. In some states, you can determine the size of your navigational area.
    • Liability – Like auto insurance, this covers damages caused to other boats where you are at fault.
    • Medical payments – Covers any care needed as a result of a boating accident regardless of fault.
    • Physical damage – Covers any damages to your boat.
    • Personal effects – covers any clothing, gear, or equipment on your boat.
    • Emergency assistance – Coverage for towing, labor, assistance for if your boat is stuck in the water.