D&O / ELPI Insurance

Employment Practices Liability Insurance (ELPI)

This type of insurance covers any sort of personnel or on-the-job related injuries. ELPI will usually cover legal fees and damages for such such as wrongful termination, sexual harassment, discrimination, etc. Although very few of these cases rule in favor of the plaintiff, the legal process and costs can be highly disruptive to your business and on average costs over $200,000. We recommend any business with employees to cover themselves with an ELPI policy.

Directors and Officers (D&O)

This type of insurance covers the directors and officers of a business for any negligent acts, errors, omissions, or misleading statements that may result in legal recourse against your business. Please contact us to find out more!

 ELPI and D&O Insurance is recommend for:

Private Companies

    • D&O – Any Company that receives Investor Funds
    • D&O –  Any Company that has a Formal Board of Directors that makes, reviews, and approves financial decisions for a corporation
    • EPLI-  Any company with employees, subcontractors or clients should look into Employment Practices Liability Insurance
    • Fiduciary Liability- A Company that has an Internal 401K Manager should look into Fiduciary Liability

Non-Profits

    • D&O – Any Nonprofit that has a formal Board of Directors should carry D&O to protect the board members personally
    • D&O – A Nonprofit that receives outside donations from friends, family, the community, and businesses
    • EPLI – A Nonprofit that has volunteers should look into EPLI Coverage

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